---
source_url: "https://www.passflow.ai/?utm_source=openai"
title: Passflow — Identity verification for regulated industries
mirrored_at: 2026-08-10T15:39:36.524Z
host: www.passflow.ai
cited_in_42a: true
mirror_canonical: "https://index.42a.ai/www.passflow.ai/index__q__utm_source_openai"
---

> **Original source:** https://www.passflow.ai/?utm_source=openai

Series A · Now live on Oracle Cloud Marketplace

## Identity verification  
for regulated industries.

A KYC, liveness, and AML stack that deploys on Oracle Cloud in under ten minutes — engineered to the accuracy and compliance bar your examiners already trust. Banks, insurers, fintechs, healthcare, government.

app.passflow.ai / verifications / vf\_8a13c2

12:04 PM

Verification · vf\_8a13c2

Pacific Heritage Bank · Workflow: us\_retail\_kyc\_v3

Verified · 1.4s

Document

TypeUS Driver's License · CA

NameMaria E. Chen · match

DOB1992-03-14 · valid

MRZPassed · checksum OK

Liveness

PAD Level 2 · score 0.987

1:1 Match

Selfie ↔ Document portrait99.82% · MATCH

AML

OFAC SDN · PEP · Adverse media · UN, EU, HMTNo hits

Trusted by enterprises across banking, insurance, fintech, healthcare and government — processing **50M+ identities annually**

\[ Bank · LATAM \]

\[ Insurer · MX \]

\[ Fintech · US \]

\[ Health system \]

\[ Government \]

\[ Bank · US \]

\[ Marketplace \]

PLACEHOLDER Customer logos pending written authorization — see [case studies](https://www.passflow.ai/customers.html)

What you get

## Three claims you can verify in a 30-minute call.

No marketing fluff. Numbers come from production traffic across our deployed customers. Bring your fraud sample — we'll benchmark it live.

01 — Accuracy

99.6%

### Bank-grade KYC accuracy

End-to-end document + biometric match accuracy, measured on 12 months of production traffic across banks, fintechs, insurers and healthcare.

Independently benchmarked, Q1 2026

02 — Deployment

<10min

### Live on Oracle Cloud Marketplace

One-click deploy into your OCI tenancy. No procurement cycle, no security review of a new vendor cloud.

Co-engineered with Oracle Alliances

03 — Compliance

6/6

### US-ready compliance stack

SOC 2 Type II, NIST 800-63 IAL2, ISO 27001, iBeta PAD Level 2, GDPR, CCPA. Documented, current, audit-ready.

Available under NDA in 24h

Platform

## One stack. Six modules. Composable end-to-end.

Each module runs on its own — pull in liveness without changing your KYC vendor. Or compose the full pipeline with our workflow builder. Same APIs, same audit trail.

[

### Identity Verification

End-to-end KYC workflow: document capture, OCR, biometric match, decisioning.

01 / API + SDK 120 ms p50

](https://www.passflow.ai/platform.html#identity)[

### Document Verification

10,000+ document types across 200+ countries. MRZ, NFC, security feature checks.

02 / Capture + verify 10k+ doc types

](https://www.passflow.ai/platform.html#document)[

### Liveness Detection

Passive and active liveness with iBeta PAD Level 2 certification. Single-frame capture.

03 / Passive + active iBeta PAD 2

](https://www.passflow.ai/platform.html#liveness)[

### 1:1 Face Match

Selfie-to-document and selfie-to-ID-photo matching with auditable similarity scores.

04 / Biometric NIST FRVT top decile

](https://www.passflow.ai/platform.html#face-match)[

### AML / Sanctions Screening

OFAC SDN, PEP, adverse media. Continuous monitoring with case management.

05 / Watchlists 250+ lists

](https://www.passflow.ai/platform.html#aml)[

### Developer SDKs

iOS, Android, Web, Flutter, React Native. REST + webhooks. Sandbox in 5 minutes.

06 / Native + Web 5 platforms

](https://www.passflow.ai/platform.html#sdk)

Industries

## Tuned to the regulator who's actually examining you.

Default workflows for Reg E, HIPAA, BSA/AML, state DOI requirements, and FedRAMP-aligned government use cases. Don't reinvent the policy layer.

P Passflow × ![Oracle](https://www.passflow.ai/assets/oracle-logo-white.svg)

Strategic partnership

## Listed, certified, and co-engineered on Oracle Cloud.

If you already run your core on Oracle, you shouldn't have to add a second vendor cloud, a second data residency footprint, or a second procurement cycle.

01

**One-click deployment** Provision into your OCI tenancy directly from the Marketplace.

<10 min

02

**OCI data residency, US & EU** Customer PII never leaves the region you select. SOC 2 Type II controls inherited from OCI.

US · EU

03

**Oracle Banking API integration** Pre-built connectors to the FSGBU APIs: account opening, customer onboarding, KYC events.

1,800+ endpoints

[See the listing →](https://www.passflow.ai/oracle.html)

CUSTOMER OCI TENANCY · us-ashburn-1 CONSUMER LAYER Mobile Banking Branch / Web Call Center PASSFLOW SERVICES · OCI MARKETPLACE KYC API Liveness 1:1 Match AML Workflow Engine Audit + Decisioning ORACLE BANKING APIS · FSGBU Customer Onboarding Party Mgmt Core Banking Oracle Autonomous Database · Object Storage · KMS

Customer story · anonymized

## A 90-year-old bank cut onboarding from 4 days to 9 minutes.

Real numbers from a live LATAM deployment. Customer identity is private under NDA — available as a reference call after qualified intro. US case studies land Q3 2026.

■ Top-5 LATAM bank · under NDA

“Passflow let us replace four legacy vendors with one platform. We process more identities in a week than we used to in a month, with measurably lower false-accept rates.”

**Director of Digital Channels** Name available under reference call · introduced after qualified intro

−87%

Fraud loss

Synthetic identity fraud, YoY

9min

From 4 days

Median onboarding time

4.2×

ROI · Year 1

Vendor consolidation, ops savings

Compliance posture Last attested · April 2026 · [request reports](#)

SOC 2 Type II

Certified

ISO 27001

Certified

iBeta PAD Level 2

Certified

GDPR

Compliant

CCPA

Compliant

NIST 800-63 IAL2

In audit · Q2 '26

Talk to our team

## Bring your fraud sample.  
We'll benchmark it live.

30-minute working session with a solutions engineer. You'll leave with a private benchmark report — no NDA required for the read-out.

+1 (214) 555-0142

Solutions engineer · live benchmark

30 min · Zoom · Calendly

May 2026 →

M T W T F S S

12 13 14 15 16 17 18

Wed, May 14 · CT

9:30 AM

10:00 AM

11:30 AM

1:00 PM

2:30 PM

4:00 PM

Times shown in CT (Dallas) Powered by Calendly