--- source_url: "https://www.freely.me/us" title: "Freely Travel Insurance | Flexible Coverage for US Travelers" mirrored_at: 2026-08-08T01:08:02.105Z host: www.freely.me cited_in_42a: true mirror_canonical: "https://index.42a.ai/www.freely.me/us" --- > **Original source:** https://www.freely.me/us ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/64f5d57a3251a37c2964063d_nav-burger.svg) ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/64cbbfe3e8a24425117acaa2_x-mark.svg) ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/64c3ce8b9d52635966d4a9fa_Dark.svg) ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/6a32a74badb8fc64d8f38900_us-home.webp) ## Travel insurance to explore freely 4.7 9.5/10 Forbes Advisor 24/7 Emergency Assistance ## Say hello to freely Freely is travel insurance in an app. With our single bundled plan and optional coverage add-ons, you only pay for what you need while enjoying live chat support and 24/7 access to medical and emergency specialists. ![A car driving down a snowy road lined with snow covered trees](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67eface3b8c24c01f3cad03e_Frame%208603d.webp) Only pay for the extra cover you need on the days you actually need it. ![Hand holding a smartphone displaying the Freely app screen with a person swimming in the water, with a crowded beach and rocky shoreline in the background.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67eface3bbcfab8cfa5e76fe_Frame%208605d.webp) Update your policy on your trip so you can embrace travel spontaneity. ![Person wearing a beanie and scarf looking at a phone at sunset with mountain silhouettes in the background.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67a902a5a2f2f80c9c78d88c_Frame%208604d.webp) Get 24/7 access to our medical and emergency specialists. ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67c1e641750874d69f3b590d_65ee09bf4e63c78ded4e23d3_quote-stars.svg) **Easy to understand the coverage and costs. Easy to add extras. Best prices and very much best Medical and Evacuation coverage!** Randy Trustpilot, Feb 2026 “ **Reviews are high. Cost is cheap to me, friendly apps. Thank you.** Lourdes G. Trustpilot, Feb 2026 “ **I have looked at many travel insurance policies. Your pricing was competitive and your optional travel benefits were great. Easy to navigate site. 21 day look at policy.** Doug H. Trustpilot, Mar 2026 “ **Very easy to understand. Very competitive pricing.** William H. Trustpilot, Jun 2026 ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67c1e641750874d69f3b590d_65ee09bf4e63c78ded4e23d3_quote-stars.svg) **Seems like a solid insurance backed by Zurich American.** ‍ Chris B. Trustpilot, Jun 2026 “ **I already have Freely app from last purchase of travel insurance. It was quick to get a good quote for a new trip, and they automatically added it to the app.** Angela S. Trustpilot, Mar 2026 “ **Easy to understand the coverage. This was, by far, the most reasonable and comprehensive coverage I found...and I investigated multiple plans** Kay L. Trustpilot, Jan 2026 ## How freely works ![Three hikers with backpacks on a rock ledge framed by a large natural stone arch overlooking a vast landscape under a partly cloudy sky.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/6772aade1f0b85eb27b7b9b5_Screen%20Shot%202023-04-25%20at%204.07%201.webp) ![Light green rectangle with the text Step one (before your trip)](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/66a0051b51b4c8df08494442_stp1.svg) ### Get coverage with our Essentials Plan We've made buying travel insurance easier by bundling medical, trip, and belongings coverage in our single Essentials Plan. Get a quote and buy your policy in minutes. [ See what's covered ](https://www.freely.me/us/whats-covered) ![Light green rectangle with the text Step two (before your trip)](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/66a0051bccfaa2c3c03cf50d_stp2.svg) ### Add Trip Extras If you need additional coverage for your trip or favorite gadgets, you can build upon the Essentials Plan by adding any of our Trip Extras. [ See Trip Extras ](https://www.freely.me/us/trip-extras) ![Person in a red beanie and green quilted jacket adjusting a camera on a tripod against a misty mountain backdrop.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67a90f1779b91a934412045d_Frame%208603s.webp) ![Hand holding a smartphone displaying the Freely app with a woman swimming in the ocean on the screen, with people swimming and sunlit water in the background.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67efab7afda7d47251448816_Screen%20Shot%202023-04-25%20at%204.07%203.webp) ![Light green rectangle with the text Step three (before your trip)](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/66a0051bac506ee819637a40_stp3.svg) ### Download the freely app Enjoy our safety and support features, including location-targeted alerts, live chat, and 24/7 access to medical and emergency specialists. You can also buy any future policies with the app. [ Download our app ](https://www.freely.me/us/app) ![Light green rectangle with the text Step four (before or during your trip)](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/66a0051baa190d16ca23b3de_stp4.svg) ### Turn on Daily Boosts Last-minute ski trip? Need a rental car for the day? Embrace spontaneity and toggle on additional activity coverage for the days you need it. [ See Daily Boosts ](https://www.freely.me/us/trip-extras) ![Skier in orange jacket and blue backpack making a sharp turn in deep powder snow with snow-covered trees in the background.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/6772aade2428ee660681f936_Screen%20Shot%202023-04-25%20at%204.07%202.webp) There’s a lot of detail to unpack in the above, so please refer to and read our [Travel Insurance Policy](https://www.freely.me/us/travel-insurance-policy) for more information on coverage limitations and exclusions. Need cancellation coverage, trip inconvenience and snow activity coverage? Simply add it to your Essentials Plan when getting a quote. ### Get a quote ![Mobile app screen showing a greeting with 'Where to next?' over ocean waves, options to get a quote, extra cover toggle with skiing image, referral program, and notification and location services settings.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea34b60a9ea6d084862_TypeHome.webp) Booking a trip? Get a quote in minutes with the Freely app for your next adventure. ### Add Trip Extras ![Mobile app screen titled Daily Boosts showing a snow sports insurance boost added for $16 for 2 days, with buttons for details and adding more days, and a total cost of $56.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea387dda3aa500ee953_TypeDaily%20Boost.webp) Decided to ski for the day? Hopping on a last minute cruise? Add Daily Boosts to embrace travel spontaneity! ### Safety alerts ![Mobile screen showing high safety alerts for the Philippines and New Zealand with recent updates on casualties from STS Kristine and suspended flights due to demonstrations.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea352cc5008e175f912_TypeAlerts.webp) With a built-in SOS feature, you'll receive geo-specific safety alerts in near-real time. ### Emergency assistance ![Mobile app Help screen showing chat support hours, 24/7 emergency, telehealth, and travel assistance options, with push notifications enabled for safety alerts.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea395d0e69b1c8391e9_TypeHelp.webp) Get in-app support while you're on your trip with 24/7 access to our medical and emergency specialists. ### Chat support ![Chat screen asking if asthma is covered as an existing medical condition, with a response from Anastacia stating she will get a Medical Specialist to help.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea3410984fc8e25d5e8_TypeChat.webp) Got questions? Get help by speaking with our support team via live chat everyday 7am–7pm (AEST/AEDT). ### Telehealth ![Telehealth access information with instructions on when to call the medical team and support options, including a phone number.](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/67916ea352cc5008e175f90f_TypeTelehealth.webp) Coming down with something? Ran out of medication? Access 24/7 telehealth, with e-script capabilities in over 70 countries and across dozens of languages. Only applies to overseas plans. ![](https://cdn.prod.website-files.com/64ad17933343f7de91cf523d/64c4095f0f0c78380fd9e281_mission.png) ## freely’s mission As part of our continued efforts to give back to people, places and the planet, we donate 1% of our revenue to environmental and social initiatives we feel passionate about. ## Still got questions? Answers to some of the most common queries we get are outlined below, but if you're still scratching your head over something Freely-related, jump across to our FAQs page and see if it's been answered. Who can use Freely? Freely is designed to meet the needs to the modern traveler. ‍ Residents of the United States who are traveling internationally or within the United States can purchase our Essentials Plan. ‍ Except for residents of Australia, we don’t have products available for non-U.S. residents, but we are working hard to increase our global footprint. ‍ Currently, the Freely app is only available on iOS (5S and up) & Android (7.0 and up). What COVID-19 stuff is covered? Our Essentials Plan can provide coverage if you, a traveling companion, family member or business partner tests positive, or are diagnosed by a physician, for COVID-19 before or during your trip, including emergency medical costs and medical evacuation. ‍ If you purchase the Pre-Trip Cancellation Trip Extra on top of your Essentials Plan, there may be coverage (subject to the terms of the policy) for trip cancellation if you or a traveling companion test positive for COVID-19 and must physically quarantine as a result, as certified by a physician. The Extra can also provide some coverage if a non-traveling family member or a business partner is diagnosed. ‍ Our Essentials Plan provides coverage for medical expenses incurred while treating COVID-19 and emergency evacuation if medically necessary. The emergency evacuation must be medically necessary, physician certified and arranged by Zurich Travel Assist. ‍ Check out our [COVID-19 FAQs](https://www.freely.me/us/covid-19) to get a detailed understanding of what is covered. How can Freely help me in an emergency? With Freely, you have 24/7 access to emergency assistance. ‍ Freely has teamed up with Zurich Travel Assist, which is a team of highly-qualified emergency assistance specialists that are dedicated to helping you, if and when you need them. This team carefully monitors events across the globe, keeping an eye on things like COVID-19 outbreaks, natural disasters, civil unrest, and any other events that could cause trouble for our travelers. If you've given Freely Location Permissions, we'll pro-actively reach out to you if an event occurs near you. ‍ You can contact emergency assistance with the app or via our [Get Help page](#). How will my location be used? Freely uses the location and motion sensors on your phone to keep an eye on you. It sounds creepy, but we promise you it's not! ‍ Our emergency assistance specialists carefully monitor events across the globe, keeping an eye on things like COVID-19 outbreaks, natural disasters, civil unrest, and any other events that could impact your trip. If something like this pops up, we can quickly alert you to what's going on and how to best deal with it. Of course, to do all this, we need to know where you are! ‍ We're big on privacy (and know you are too!), so we have strict guidelines on how your data is used, sent to, and stored on our systems. For more detailed information check out [our Privacy Statement](#). How do I make a claim? You can start your claim with Freely on [our Claims page](https://www.freely.me/us/make-a-claim). How do payments work? You can make secure payments within your Freely App using Visa, Mastercard, Discover, and AMEX. We use a third-party payment processor for all transactions and don't store any of your card details on our systems. We're looking to offer additional payment methods in the future to give you more flexibility, so stay tuned!