--- source_url: "https://jupid.com/poshmark-fee-calculator" title: "Poshmark Fee Calculator 2026 — Net Earnings | Jupid" mirrored_at: 2026-08-12T01:38:47.516Z host: jupid.com cited_in_42a: true mirror_canonical: "https://index.42a.ai/jupid.com/poshmark-fee-calculator" --- > **Original source:** https://jupid.com/poshmark-fee-calculator 1. [Home](https://jupid.com/) 2. [Tools](https://jupid.com/tools) 3. Poshmark Fee Calculator Marketplace Fees Calculate exactly what Poshmark takes — the flat $2.95 on sales under $15 or the 20% commission at $15 and up — and what lands in your pocket after item cost and any shipping discount you offer. Sale Price $ The accepted price (after any offer negotiation), before shipping and tax Item Cost What you paid for the item ($0 if cleaning out your closet) $ Shipping Discount You Offer: $0.00 Buyers pay $6.49 flat shipping. Any discount you offer comes out of your earnings. Set $6.49 for free shipping — a common sweetener when countering offers Poshmark's fee rule Sales under $15$2.95 flat Sales $15 and over20% commission Your sale20% Poshmark Takes $7.00 20.0% of the sale price Your Net Earnings $28.00 before item cost ### Full Breakdown Sale price$35.00 Poshmark commission (20%)−$7.00 Net earnings$28.00 Item cost−$12.00 Net profit$16.00 Profit margin 45.7% Effective fee rate 20.0% You keep 80.0% Fees reflect Poshmark's published US structure, verified July 2026 from the [official Poshmark fee page](https://support.poshmark.com/s/article/297755057). Texas-based sellers see an additional Texas Seller Fee Tax (since October 1, 2025) that is not modeled here. ## How Fees Work on Poshmark in 2026 Poshmark uses the simplest fee structure of any major resale marketplace — **one commission, nothing else**. Verified against Poshmark's official fee policy in July 2026: Fee Amount Notes **Sales under $15** $2.95 flat You keep the rest **Sales of $15 or more** 20% You keep 80% of the sale price **Listing fee** $0 Listing is free, no time limits or renewals **Payment processing** $0 Included in the commission **Shipping** $6.49 flat Paid by the buyer (USPS Ground Advantage); seller discounts come from earnings The commission applies to the **final sale price**— the accepted offer amount — not to the buyer's shipping or sales tax. A $35 blazer nets you $28.00 after the 20% commission; if you sweetened the deal with a $2.54 shipping discount, you net $25.46. The prepaid, pre-addressed label Poshmark emails you is already covered by the buyer's $6.49. ## Poshmark vs. Mercari vs. Etsy: Where Does Your Sale Net More? Poshmark's 20% headline rate is the highest of the big three resale platforms, but headline rates hide fee stacking. Here is the same **$50 sale** compared across marketplaces using each platform's July-2026 verified fees: Platform Fee Math Platform Take You Keep **Poshmark** 20% × $50 $10.00 $40.00 **Mercari** 10% × ($50 + $8.99 buyer shipping) $5.90 $44.10 **Etsy** $0.20 + 6.5% × $50 + 3% × $50 + $0.25 $5.20 $44.80 So why do closet resellers stay on Poshmark? The commission buys real things: buyer-paid shipping on every order (no label math, no shipping-fee base like Mercari's), zero listing or processing fees, Posh Protect handling disputes, and a fashion-focused buyer pool that supports higher sale prices for clothing and accessories. For a $200 designer bag, though, that $40 commission is real money — run your item through our [Mercari](https://jupid.com/mercari-fee-calculator) and [Etsy](https://jupid.com/etsy-fee-calculator) calculators before you choose where to list. ## Poshmark Seller Taxes: 1099-K, Closet Cleanouts, and Resellers The tax question every Poshmark seller asks: _is my closet cleanout taxable?_ Generally no — selling your own clothes for **less than you paid** creates no taxable income (and no deductible loss; the IRS treats personal-use property losses as nondeductible). But **reselling for profit** — thrifting, retail arbitrage, sourcing wholesale — is a business. Those profits go on **Schedule C**, and once net earnings hit **$400**, the 15.3% self-employment tax applies on top of income tax. Poshmark issues **Form 1099-K** when gross sales exceed the federal threshold of **$20,000 AND 200 transactions** (restored by the One Big Beautiful Bill Act of 2025). Watch your state, though — Massachusetts, Maryland, Vermont, and Virginia require the form at just **$600**, and Illinois and New Jersey use $1,000 triggers. A 1099-K reports _gross_ sales: your commissions, shipping discounts, item costs, and supplies all come off before anything is taxed. Since October 1, 2025, Texas-based sellers also have a Texas Seller Fee Tax deducted from earnings — keep those statements. If your closet turned into a business, estimate your bill with the [1099 tax calculator](https://jupid.com/1099-tax-calculator) and set aside the right amount each quarter with the [quarterly tax calculator](https://jupid.com/quarterly-tax-calculator). ### Official References This calculator provides estimates based on Poshmark's published US fee structure (verified July 2026). Poshmark can change fees with notice; the Texas Seller Fee Tax and promotional shipping events are not modeled. Consult a tax professional for advice on your specific situation. Your AI accountant ## Let Jupid handle the books and taxes for you - Transactions categorized and books kept clean — automatically - Write-offs and deductions found year-round, not just in April - Quarterly tax estimates and reminders, so nothing surprises you [Try Jupid](https://app.jupid.com/) Set up in minutes. Cancel anytime. ## Turn Closet Sales Into Clean Books Jupid connects to your bank, auto-categorizes Poshmark deposits and thrift-run expenses with 95.9% accuracy, and answers tax questions right in WhatsApp or iMessage.