--- source_url: "https://guptadeepak.com/ciam-compass/vendors/transmit-security/" title: "Transmit Security review and capability profile, CIAM Compass" mirrored_at: 2026-08-22T01:01:02.097Z host: guptadeepak.com cited_in_42a: true mirror_canonical: "https://index.42a.ai/guptadeepak.com/ciam-compass/vendors/transmit-security/index" --- > **Original source:** https://guptadeepak.com/ciam-compass/vendors/transmit-security/ [Home](https://guptadeepak.com/ciam-compass/)/[Vendors](https://guptadeepak.com/ciam-compass/vendors/)/Transmit Security Last verified 2026-05-27 · Reviewed by guptadeepak enterpriseb2ccloud-saasenterprise-quote ## Editorial verdict Transmit Security is the right CIAM choice for fintech, banking, and high-fraud-pressure B2C deployments where unified CIAM plus fraud detection plus orchestration removes the typical three-vendor stack. The Mosaic platform's combination of risk decisioning, behavioral biometrics, and passkey orchestration is among the most capable in the enterprise tier. Enterprise-only pricing and opaque commercial structure exclude mid-market evaluation; for teams below that threshold, look at Auth0 plus Authsignal or Descope. Last verified by @guptadeepak on 2026-05-27. ## At a glance Best for Fintech, banking, and insurance with high fraud pressure and need for risk decisioning at the auth layer Pricing enterprise-quote Free tier None Deployment cloud-saas SOC 2 Type II Yes Passkeys Native Self-host No Open source No ## Funding & business Funding model Venture-backed Total raised $543M Latest round Series A · $543M · 2021 Years in business 12 yrs Round led by Insight Partners Profitable Not disclosed The largest Series A in cybersecurity history ($543M, 2021) at a $2.2B valuation; bootstrapped for its first seven years. Funding data from [primary source](https://techcrunch.com/2021/06/22/transmit-security-raises-543m-series-a-to-kill-off-the-password/). See also the [CIAM investor landscape](https://guptadeepak.com/ciam-compass/investors/). ### Strengths - Mosaic platform unifies CIAM, fraud detection, and identity orchestration in one product, uncommon in the index. - Strong fintech and banking focus, built for high-fraud-pressure B2C scenarios with adaptive risk + behavioral biometrics. - Best-in-class passkey orchestration paired with risk decisioning at the same layer. - PCI DSS Level 1 with HIPAA, appropriate for fintech and healthcare workloads. ### Limitations - Enterprise-only commercial structure with opaque pricing and high entry threshold. - DX trails developer-first tier; the platform is positioned for buying-committee evaluation, not engineering self-service. - Smaller customer base than large enterprise incumbents (Auth0, Ping, ForgeRock). - FedRAMP not yet attested as of 2026. ## Capability matrix Every vendor scored on the same axes. See the [methodology](https://guptadeepak.com/ciam-compass/methodology/) for criteria. Authentication Password authentication Yes Social login Yes Magic links Yes SMS OTP Yes Email OTP Yes TOTP (authenticator app) Yes Push MFA Yes WebAuthn / passkeys Yes Biometric Yes Hardware security keys Yes SAML SSO Yes OIDC SSO Yes OAuth 2.0 SSO Yes Enterprise federation Yes Passwordless-only flows Yes Adaptive MFA Yes Step-up auth Yes Swipe table horizontally → Authorization RBAC Yes ABAC Yes ReBAC No FGA engine No API authorization Yes Fine-grained permissions Yes Swipe table horizontally → User management Self-service registration Yes Progressive profiling Yes Self-service account Yes Bulk user import Yes Admin user search Yes Custom user metadata Yes Organizations / tenants Yes Multi-tenancy Yes SCIM provisioning Yes Swipe table horizontally → Developer experience REST API Yes GraphQL API No SDKs js, node, react, ios, swift, android, kotlin, python, go, java, dotnet CLI Yes Terraform provider No Local emulator No Extension model Mosaic platform, composable journey orchestration Swipe table horizontally → Security Bot detection Yes Breached password detection Yes Brute-force protection Yes Anomaly detection Yes Log streams Yes Audit logs Yes GDPR data export Yes PII minimization Yes Post-quantum roadmap Partial Swipe table horizontally → Agentic identity MCP support No OAuth 2.1 Yes Dynamic client registration Yes Agent vs human token separation No Web Bot Auth No Swipe table horizontally → Compliance SOC 2 Type II Yes ISO 27001 Yes ISO 27018 Yes HIPAA Yes PCI DSS Level 1 GDPR Yes CCPA Yes FedRAMP No EU data residency Yes Swipe table horizontally → Consent & privacy Consent management Yes Preference center Yes Purpose-specific consent Yes Integrates with CMPs OneTrust Swipe table horizontally → Scalability & regions Multi-region deployment Yes Data residency control Yes Proven at high scale (1M+ MAU) Yes Swipe table horizontally → Enterprise operations Password-hash import Yes Lazy / just-in-time migration Yes Account linking & dedup Yes Custom domains per brand Yes Per-brand theming of all flows Yes Per-brand consent partitioning Partial Deletion webhooks / cascade Yes Event streaming / webhooks Yes Documented rate limits Yes Swipe table horizontally → ## Developer experience & lock-in Editorial 1–5 scores and migration effort, scored on the same axes for every vendor. See the [methodology](https://guptadeepak.com/ciam-compass/methodology/) for how these are graded. ### Developer experience DX overall3/5 Docs quality4/5 Passkey orchestration5/5 Community Medium ### Migration & lock-in High lock-in Migrating inInvolved Effort to adopt this platform Migrating outInvolved Effort to leave later (your exit cost) Higher exit effort means more switching cost. Ask about bulk user export (including password hashes) before you commit. ## Enterprise readiness Enterprise-ready · 100/100 A computed read of how ready this vendor is to sell into the enterprise, derived from the capability matrix. See the [enterprise-ready pillars](https://guptadeepak.com/ciam-compass/enterprise-ready/). - Enterprise SSO SAML SSO · OIDC SSO · Enterprise federation 100 - Directory sync (SCIM) SCIM provisioning · Organizations 100 - Organizations & tenancy Organizations · Multi-tenancy 100 - RBAC & custom roles RBAC · ABAC / ReBAC / FGA · Fine-grained permissions 100 - Audit logs & streaming Audit logs · Log streaming 100 - Compliance certifications SOC 2 Type II · ISO 27001 · HIPAA / FedRAMP 100 - Security posture Anomaly detection · Brute-force protection · Breached-password checks · Adaptive / step-up auth 100 Scored from our capability review; confirm the exact plan tier and SCIM scope with the vendor before you commit. ## Pricing Estimated monthly cost (USD) 10,000 MAU Quote required 100,000 MAU $6,500/mo 500,000 MAU $20,000/mo 1,000,000 MAU $35,000/mo Swipe table horizontally → - Mosaic platform combines CIAM, fraud, and orchestration in one commercial bundle - Per-MAU + per-fraud-decision pricing typical - Strong fit for fintech and high-fraud-pressure consumer use cases Estimates use the standard assumptions in our [methodology](https://guptadeepak.com/ciam-compass/methodology/). Always confirm with the vendor. ### Best for - Fintech, banking, and insurance with high fraud pressure and need for risk decisioning at the auth layer - Enterprise B2C deployments requiring unified CIAM + fraud + orchestration - Regulated industries comfortable with enterprise-quote pricing ### Not for - Mid-market SaaS or startups - Workloads requiring FedRAMP authorization - Teams prioritizing developer self-service over enterprise sales engagement ## Solves for Enterprise pain points this vendor covers on the mapped capabilities. [See all pain points](https://guptadeepak.com/ciam-compass/pain/). - [B2B multi-tenancy: the edge cases bolted-on models miss](https://guptadeepak.com/ciam-compass/pain/b2b-multi-tenancy/) - [Identity unification and deduplication as a program](https://guptadeepak.com/ciam-compass/pain/identity-unification/) - [Integration sprawl and the single customer view that wasn't scoped](https://guptadeepak.com/ciam-compass/pain/integration-sprawl/) - [Lifecycle management: dormancy, deletion, and the cascade](https://guptadeepak.com/ciam-compass/pain/account-lifecycle-at-scale/) - [Migrating millions of users without losing them](https://guptadeepak.com/ciam-compass/pain/user-migration/) - [Multi-brand rollout: the scenario that breaks architectures](https://guptadeepak.com/ciam-compass/pain/multi-brand-rollout/) - [Pricing opacity: the SSO tax and the MAU trap](https://guptadeepak.com/ciam-compass/pain/pricing-opacity/) - [Scaling the user directory itself](https://guptadeepak.com/ciam-compass/pain/scaling-the-user-directory/) - [The build-vs-buy trap: identity is bigger than it looks](https://guptadeepak.com/ciam-compass/pain/build-vs-buy-trap/) - [The friction-versus-security dial that never stops moving](https://guptadeepak.com/ciam-compass/pain/friction-vs-security/) ## Featured in Where Transmit Security appears across CIAM Compass analysis. - [Financial services & banking vertical](https://guptadeepak.com/ciam-compass/verticals/financial-services/) - [Travel & hospitality vertical](https://guptadeepak.com/ciam-compass/verticals/travel-hospitality/) - [Retail & e-commerce vertical](https://guptadeepak.com/ciam-compass/verticals/retail-ecommerce/) - [Gaming & interactive entertainment vertical](https://guptadeepak.com/ciam-compass/verticals/gaming/) - [iGaming, online gambling & sports betting vertical](https://guptadeepak.com/ciam-compass/verticals/igaming-gambling/) - [Healthcare & life sciences vertical](https://guptadeepak.com/ciam-compass/verticals/healthcare/) - [Media & streaming vertical](https://guptadeepak.com/ciam-compass/verticals/media-streaming/) - [Automotive & connected vehicle vertical](https://guptadeepak.com/ciam-compass/verticals/automotive-mobility/) - [Insurance vertical](https://guptadeepak.com/ciam-compass/verticals/insurance/) - [Crypto & Web3 vertical](https://guptadeepak.com/ciam-compass/verticals/crypto-web3/) ## FAQ What is the Mosaic platform? Transmit Security's unified product offering, CIAM (auth, MFA, passkeys), fraud detection (account opening, account takeover, transaction fraud), and orchestration (composable journey design). The thesis is that fragmenting these across separate vendors costs more in integration and creates blind spots between CIAM signals and fraud signals. Is Transmit Security only for fintech? Strongest fit for fintech and banking, but used across high-fraud-pressure verticals including insurance, healthcare, and high-stakes consumer commerce. For workloads without significant fraud pressure, the platform's broader capability is hard to justify against simpler CIAM. What does Transmit Security cost? Enterprise quote-based with per-MAU plus per-fraud-decision pricing. Six-figure annual minimums are typical. For mid-market evaluation, the entry threshold is disqualifying. ## Sources ## Where to next - [BlueprintMarketplace & fraud blueprint](https://guptadeepak.com/ciam-compass/blueprints/marketplace/) - [ToolVendor selector](https://guptadeepak.com/ciam-compass/tools/vendor-selector/) - [BlueprintEnterprise-ready checklist](https://guptadeepak.com/ciam-compass/enterprise-ready/) * * * ## [What Transmit Security is](#what-transmit-security-is) [Transmit Security](https://guptadeepak.com/ciam-compass/vendors/transmit-security/) launched in 2014 in Tel Aviv with a fintech-and-banking-first thesis: high-fraud-pressure consumer scenarios need CIAM, fraud detection, and orchestration designed together rather than stitched across three separate vendors. The Mosaic platform unifies these into one product surface, with adaptive risk decisioning, behavioral biometrics, and passkey orchestration at the same layer. ## [Where Transmit Security wins](#where-transmit-security-wins) Unified CIAM plus fraud plus orchestration is uncommon in the index. The depth in fraud detection, account opening fraud, account takeover, transaction fraud, exceeds what stock CIAM ships and removes the integration cost of running a separate fraud vendor. [Passkey](https://guptadeepak.com/ciam-compass/glossary/passkey/) orchestration paired with risk decisioning at the same layer is differentiating for high-stakes scenarios. ## [Where Transmit Security hurts](#where-transmit-security-hurts) Enterprise-only commercial structure with opaque pricing and six-figure annual minimums. DX is positioned for buying-committee evaluation rather than engineering self-service. FedRAMP is not yet attested. Smaller customer base than the largest enterprise CIAM incumbents. ## [How Transmit Security compares](#how-transmit-security-compares) The closest comparisons are [Auth0 vs Transmit Security](https://guptadeepak.com/ciam-compass/compare/auth0-vs-transmit-security/) for the enterprise-CIAM-with-fraud call and [Ping Identity vs Transmit Security](https://guptadeepak.com/ciam-compass/compare/ping-identity-vs-transmit-security/). For mid-market alternatives that compose CIAM plus fraud separately, [Auth0](https://guptadeepak.com/ciam-compass/vendors/auth0/) plus [Authsignal](https://guptadeepak.com/ciam-compass/vendors/authsignal/) or [Descope](https://guptadeepak.com/ciam-compass/vendors/descope/) cover similar ground at lower cost. Editorial changelog (1 entry) 1. May 27, 2026 Capability matrix and pricing bands re-verified against the vendor's latest documentation and changelog.